When you become an InHouseLender Associate, you
automatically increase your product offering and your value
to the client. In
addition to wholesale rates and unparalleled support, you get
24-hour access to a broad range of loan programs designed to fit any
lifestyle.
Have a question about which
program works best for you and your client?
Check out the tables below for some details on the
features/benefits of each:
|
30
year
fixed |
15
year
fixed |
5/1
Treasury
ARM |
3/1
Treasury
ARM |
|
I
want a stable
monthly
payment |
 |
|
|
|
|
I
want to buy as
much
house as I can |
|
|
|
|
|
I
plan to own my house in 5
years |
|
|
|
|
|
I
believe interest rates
are
likely to fall |
|
|
|
|
|
believe
interest rates
are
likely to rise |
|
|
|
|
|
I
need flexible monthly
payments |
|
|
|
|
|
I
want to avoid
negative
amortization |
|
|
|
|
|
I
want the lowest
possible
payments |
|
|
|
|
|
I
plan to refinance
within
5 years |
|
|
|
|
|
=
Highly applicable
=
Moderately applicable
= Least applicable
|
|
30
year
fixed |
15
year
fixed |
5/1
Treasury
ARM |
3/1
Treasury
ARM |
|
Purchase
Money |
 |
|
|
|
|
Refinance |
|
|
|
|
|
Home
Equity |
n/a |
n/a |
n/a |
n/a |
|
Debt
Consolidation
|
|
|
n/a |
n/a |
|
Zero
or low down payments
|
|
|
n/a |
n/a |
|
Stated
income/
niche
products |
|
|
n/a |
n/a |
|
Jumbo
loans |
|
|
n/a |
n/a |
|
=
Applicable
n/a
= Non Applicable |
