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Congratulations on
your decision to buy a new home! There are many important things
to consider throughout the process, especially if you're a
first-time homebuyer. Here's some information that will keep you
on track.
In
General....
A home purchase
may be your largest financial transaction to date, so it's
important to make the right decisions and to keep an eye on the
details. With the assistance of your Real Estate Agent and
relationship manager, it should be an efficient, pleasant, and ultimately
rewarding experience.
Count On
Your Real Estate Agent To:
- Preview
available homes to weed out those that are overpriced, or
undesirable in some other way.
- Present the
homes that suit your needs as you've defined them.
- Help you
determine the difference between a "good buy" and
a property which, because of its nature (neighborhood,
market appeal, etc.), might have to be discounted if you
decide to sell in the future.
- Negotiate the
best deal for you. With a Pre-Qualification letter from InHouseLender.com.
in hand, your Real Estate Agent will be able to demonstrate
that you are a qualified and capable borrower. This will
strongly influence the Seller, and may make the difference
between the Seller accepting your offer or someone else's --
even if your offer is lower!
Count On
Your Mortgage Broker and Relationship Manager To:
- Assist you in
selecting the best loan to meet your personal situation and
goals. (This single decision can save you thousands of
dollars throughout the years!)
- Keep you
informed of your loan status throughout the entire process.
- Keep your Real
Estate Agent informed of your loan progress (Note: your
personal information is always kept confidential between you
and InHouseLender.com; only deal points and progress
are shared).
- Get the
appropriate loan for you at the best rates and fees. This
will save you significant money "up front" and
throughout the years to come.
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Count On
Yourself To:
- Keep your Real
Estate Agent informed of any questions or concerns as they
develop.
- Keep the
process moving by providing documentation and decisions as
soon as reasonably possible. By doing so, many of the
details are taken care of early in the process so you can
comfortably concentrate on any last-minute details or events
that require your attention.
- Enjoy
purchasing your home, but do remain objective throughout --
to make the business decisions that are best for you.
- Make sure you
are pre-approved as early as possible. This will put the
power of financing behind you so you can concentrate on
selecting your home.
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